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DODO PAYMENTS 公式出金実践マニュアル

Dodo Payments 出金・送金実践ガイド (2026)

AIアプリ・SaaS開発者のための送金ガイド:海外法人不要、Solana/Polygon暗号資産出金(手数料わずか$1)、Wise送金連携。

執筆チーム: MoRMatrix フィンテックエンジニアリングチーム
最終更新: 2026年10月
約8分
対象者: 海外展開SaaS開発者、AI開発者、個人開発者
Verified MoR Platform in MoRMatrix Directory

決済アーキテクチャ重要指標

実測出金速度、手数料率、KYC要件、最低出金限度額の比較。

送金・出金速度
週次 Net-7 / オンデマンド
オンチェーン即時 / 毎週月曜日銀行振込
手数料と出金コスト
4% + 40¢ 基本手数料
暗号資産出金手数料 $1 固定 (Solana/Polygon)
本人確認・法人要件
自動高速KYC
個人パスポートで即時審査 / 海外法人不要
最低出金額
最低出金額 $25
しきい値による自動出金トリガー

公式サポート出金チャネル・送金レール

管理画面から選択できる公式送金手段の仕様。

Threshold: $25Networks: Solana, Polygon, Base

Instant automated settlement directly to your self-custody wallet. Negligible network cost with zero banking delays.

Threshold: $50Networks: US ACH, SEPA, UK Faster Payments

Direct local clearing into Wise virtual account details in USD, EUR, or GBP.

Threshold: $50Networks: Local Bank Rails (80+ countries)

Direct bank deposit in domestic currency with automated currency conversion.

Threshold: $200Networks: SWIFT Wire

Cross-border bank wire for corporate entities requiring official commercial invoices.

管理画面設定 5ステップ実践SOP

管理画面の設定、W-8BEN税務フォーム、国内送金までの完全手順。

01

Complete Quick Onboarding & Domain Verification

Sign up on Dodo Payments, create your organization, and verify your product website domain. Dodo's AI-assisted automated onboarding approves compliant developer software within hours.

Register organization on Dodo Payments dashboard
Verify custom domain DNS TXT records
Configure webhook endpoints for payout and payment events
Ensure your pricing tiers, user license terms, and privacy policy are published on your live URL.
02

Select Payout Preference (Cryptocurrency vs Bank)

Navigate to Dashboard -> Settings -> Payouts. Choose between Stablecoin Disbursement (Solana/Polygon USDT/USDC) or Traditional Fiat Bank Transfer.

Enable Two-Factor Authentication (2FA) for security
Select Crypto (Solana / Polygon) or Bank Transfer
Review available payout settlement frequencies
Crypto payouts are disbursed instantly upon settlement release with just a $1 flat fee, completely bypassing intermediary banking fees.
03

Bind Self-Custody Wallet Address or Wise ACH Details

If selecting crypto, paste your non-custodial wallet address (Phantom for Solana, MetaMask/Rabby for Polygon). If choosing bank, input Wise US ACH routing and account numbers.

Paste non-custodial Solana or Polygon destination address
Verify address checksum and confirm via authorization email
Set address whitelisting security delay rules
Never withdraw commercial revenue directly to temporary centralized exchange deposit addresses.
04

Configure Automated Weekly Sweeps & Minimum Threshold

Set your auto-payout threshold (minimum $25). Settled funds are automatically swept every Monday at 00:00 UTC directly to your configured payout address.

Define automatic threshold ($25, $100, $500)
Confirm auto-sweep schedule (Weekly Net-7)
Monitor available balance vs pending dispute reserve
Dodo provides an on-demand withdrawal button if you need urgent off-cycle liquidity.
05

Execute Compliant Off-Ramping to Local Domestic Account

Convert stablecoins through licensed regional digital asset brokers or transfer from Wise to your domestic bank card/Alipay, backed by Dodo's official MoR reverse invoices.

Download monthly remittance and tax statement PDFs
Off-ramp via compliant regulated channels
Retain software license receipts for bank compliance inquiries
Always retain Dodo's monthly transaction CSV export for annual personal income or corporate tax declaration.

月間売上別 実質手数料・手取額シミュレーション

月間売上規模に応じたプラットフォーム手数料・為替手数料と最終手取額。

月間売上プラットフォーム手数料送金レール費用為替スプレッド総コスト実質手数料率最終手取額
$1,000 / mo$40.00 (4%)$1.00 (Crypto)$5.00 (0.5%)$46.004.60%$954.00
$5,000 / mo$200.00 (4%)$1.00 (Crypto)$25.00 (0.5%)$226.004.52%$4,774.00
$15,000 / mo$600.00 (4%)$1.00 (Crypto)$75.00 (0.5%)$676.004.51%$14,324.00
$50,000 / mo$2,000.00 (4%)$1.00 (Crypto)$250.00 (0.5%)$2,251.004.50%$47,749.00
Note: Simulation based on on-chain Solana/Polygon crypto payout with $1 flat network fee and ~0.5% OTC/Wise conversion spread. Base 40¢ card transaction fee included.
Security & AML Protocol

税務コンプライアンス・AML・口座凍結防止策

アカウント停止や税務トラブルを防ぐための必須ガイドライン。

Clean On-Chain Address Whitelisting

Dodo performs automated Chainalysis AML screening on destination crypto addresses. Addresses linked to sanctioned protocols or mixing services will be permanently rejected.

Action: Use clean, dedicated addresses generated from cold hardware wallets.

API & Token Usage Term Disclosure

For AI SaaS products, clearly disclose API token rate limits and non-refundable compute costs in your terms of service to defend against chargebacks.

Action: Implement pre-charge usage warnings for consumption-based AI features.

Two-Factor Payout Security

Modifying payout destination wallets triggers a 24-hour security delay and requires email + authenticator app confirmation.

Action: Keep backup recovery codes for your 2FA authenticator app safely archived.

よくある質問・トラブルシューティング

開発者から寄せられる送金・出金に関する疑問と回答。

Q1:Can non-US developers receive crypto payouts without forming a US LLC?

Yes. Dodo Payments is a Merchant of Record designed for global builders. Developers anywhere in the world can register with an individual passport and receive crypto payouts without incorporating abroad.

Q2:Which blockchain network is recommended for Dodo Payments payouts?

Solana or Polygon. Both networks feature sub-minute transaction finality and flat $1 network fees, making them significantly faster and cheaper than Ethereum mainnet.

Q3:Does Dodo Payments remit indirect sales tax and EU VAT?

Yes. Dodo acts as the official Merchant of Record and handles calculation, collection, and filing of global VAT, GST, and US state sales taxes on your software sales.

Q4:What happens if a customer files a credit card dispute or chargeback?

Dodo's automated dispute resolution engine submits server logs, license activations, and delivery receipts to the acquiring bank on your behalf.

Q5:How easy is it to migrate existing Stripe subscriptions to Dodo Payments?

Dodo provides automated Stripe subscription migration scripts and uses a Stripe-compatible API schema, allowing near drop-in replacement.

SaaS売上の手取額を正確に計算する

MoRMatrixインタラクティブ手数料計算機で、手取額を瞬時にシミュレーション。