2026 ARCHITECTURAL VERTICAL
Verified Platforms in Vertical: 1
Direct Payment Gateways
Direct payment processors like Stripe. While surface-level transaction fees are lower, you bear full legal liability for global sales tax, VAT OSS filing, and strict merchant risk audits.
Verified Platforms in Direct Payment Gateways (1)
2026 Live AuditStripe
Category: gateway-direct
The premier developer payment gateway (Direct PSP; requires own legal entity)
BASE FEE
2.9% + $0.30
INTL CARD
+1.5%
Self-Managed Taxes
!US LLC / Ltd Required
PAYOUT RAILS: Local Bank Account, ACH, Faster Payments, SEPA
Head-to-Head Comparison Showdowns
Side-by-side technical benchmarks pitting platforms in this vertical against major alternatives.
1v1 Showdown
Stripe Direct vs Paddle MoR: Which Does Your SaaS Actually Need?
Stripe offers lower swipe fees (2.9%) but leaves tax liability to you; Paddle charges 5.0% but eliminates global tax filing and compliance risk completely.
Read 1v1 Showdown →
1v1 Showdown
Polar.sh vs Stripe Direct: When to Switch to a Merchant of Record
Switch to Polar.sh if you lack a US legal entity, want zero VAT filing hassles, or need Wise/crypto payouts without account freeze risk.
Read 1v1 Showdown →