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2026 ARCHITECTURAL VERTICAL
Verified Platforms in Vertical: 5

US Formation & Offshore Banking

End-to-end corporate formation services, US EIN acquisition, and FDIC-insured commercial bank accounts (Mercury, Relay, Airwallex) for international technology founders.

Verified Platforms in US Formation & Offshore Banking (5)

2026 Live Audit

Firstbase.io

Category: formation-banking
FEATURED

Turnkey US company formation (LLC & C-Corp) with FDIC business bank accounts

BASE FEE
Custom
INTL CARD
0%
Self-Managed Taxes
Passport Only
PAYOUT RAILS: US Corporate Bank Account (Mercury, Relay), Airwallex

Airwallex

Category: formation-banking

Global business accounts, multi-currency collections, and FX treasury clearing

BASE FEE
Custom
INTL CARD
0%
Self-Managed Taxes
Passport Only
PAYOUT RAILS: Local Bank Transfer, SWIFT Wire, Global ACH, Visa Corporate Cards

Doola

Category: formation-banking

Business-in-a-box for global founders: US LLC, EIN, and ongoing IRS tax filings

BASE FEE
Custom
INTL CARD
0%
Self-Managed Taxes
Passport Only
PAYOUT RAILS: US Business Bank Account (Mercury, Relay), Stripe setup

Mercury

Category: formation-banking

High-trust digital commercial bank for global startups and tech founders

BASE FEE
Custom
INTL CARD
0%
Self-Managed Taxes
!US LLC / Ltd Required
PAYOUT RAILS: ACH, Fedwire, SWIFT International Wire, Virtual Debit Cards

Stripe Atlas

Category: formation-banking

Official Stripe program to form Delaware C-Corp or LLC with SVB & Mercury banking

BASE FEE
Custom
INTL CARD
0%
Self-Managed Taxes
Passport Only
PAYOUT RAILS: US Corporate Bank Account (Mercury, Silicon Valley Bank)
Corporate Roadmap

Setting Up US Legal Infrastructure for Global SaaS: Delaware C-Corp vs. Wyoming LLC

A definitive guide to US company formation, EIN tax IDs, and offshore commercial banking for non-US residents.

1. Selecting Jurisdiction: Wyoming LLC vs Delaware C-Corp

Bootstrapped software developers and indie hackers should generally establish a Wyoming LLC due to zero state income tax and low annual fees ($62/yr). Companies seeking US venture capital should form a Delaware C-Corp.

Formation FAQ

Frequently Asked Questions: US Formation & Banking

Practical answers regarding incorporation, taxes, and banking for international founders.

QCan I open an FDIC-insured US commercial bank account without traveling to the US?

Yes. Firstbase and Doola partner directly with Mercury and Relay to allow remote bank account opening for non-US founders with valid passports.